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Director of Consumer Lending

Direct hire opportunity for a Director of Consumer lending.  

The Director of Consumer Lending is responsible for managing and leading Consumer Lending teams. This includes overseeing loan application underwriting, processing, booking, vendor management, loan origination system configuration, and credit risk controls. The role ensures service goals are met while identifying opportunities to enhance internal and external member service. Additionally, the Director supports the Chief Lending Officer with planning and strategic initiatives.

This position drives growth and innovation in consumer lending using data analytics and technical expertise. The Director provides leadership, motivates, and coaches employees to meet team goals, and oversees all aspects of consumer lending.

Essential Job Functions:
-Set performance targets and develop strategies to optimize the consumer loan portfolio.
-Oversee indirect consumer lending programs, including leasing.
-Implement changes to improve loan decisions, portfolio performance, and growth.
-Ensure efficient delivery of consumer loans through direct, indirect, and third-party channels.
-Develop and launch new loan products and contribute to organizational projects.
-Evaluate systems for loan origination, risk assessment, fraud detection, and regulatory compliance.
-Ensure compliance with laws and regulations and maintain effective operational controls.
-Assist with planning strategic business initiatives.
-Build a collaborative, accountable team culture; train, motivate, and develop employees.
-Foster relationships with strategic partners and vendors to enhance efficiency.
-Evaluate credit applications, audit decision quality, and provide guidance.
-Address policy issues and respond to regulatory findings.
-Manage team priorities, schedules, and performance evaluations.
-Resolve member service issues and maintain service quality.
-Manage vendor relationships and technology providers to meet goals.
-Monitor budgets for assigned business lines.
-Perform other duties as assigned by management.

Other Responsibilities:
-Occasionally travel to other locations, functions, and training.
-Promote and cross-sell credit union products and services.
-Represent the credit union professionally.
-Comply with Bank Secrecy Act and OFAC requirements.
-Uphold the credit union’s mission, vision, and core values.

Must be bondable, hours are 8am-5pm and starting pay is $150-159k DOE. Apply now!

Minimum Formal Education:
-Bachelor’s Degree required.

Experience:
-Five years of management in a credit union or financial institution in a Lending capacity (direct consumer loans, such as personal and car loans, and indirect lending experience).

Other Requirements:
-Must possess excellent oral and written communication skills.
-Strong computer skills.
-Excellent critical thinking and problem-solving skills.
-Ability to work collaboratively and cohesively across multifunctional teams.

Trillium has been recruiting and placing professionals for over 30 years. From Fortune 100 companies to small businesses, our philosophy remains the same: to achieve excellence by providing quality employees and an uncompromising level of service. We believe in honesty, integrity, and a simple philosophy of providing value to our customers and our employees. We strive to be unsurpassed in the recruitment and placement of quality and skilled professionals. Trillium is an Equal Opportunity Employer.

Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for the employers and the California Fair Chance Act.

By applying to this job, I agree to receive electronic communications including SMS text and email regarding future opportunities, referral bonus incentives, and other promotions from Trillium. You may opt out at any time from future communications by responding STOP to any electronic communication. You may view our full privacy policy at https://trilliumstaffing.com/jobs/privacy/.

Trillium offers a comprehensive benefit package that includes the ability to participate in health insurance and retirement plans, paid holidays, state required leave, and vacation days, if applicable. Trillium’s offerings are dependent on the state in which the assignment is located, length of time worked, and may change depending on assignment. Benefit packages for direct hire placements vary based on the client company.

 

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Our intentions are to fill job vacancies as quickly as possible with qualified candidates. We are always accepting applications if a time sensitive job has an application deadline it is noted in the job description. Click on "Apply" to begin the apply process.